Present Value Calculator
Determine the current value of a future sum of money or stream of payments. Check investment returns using our NPV tool.
Advertisement
Lump Sum Parameters
The amount of money to be received/paid in the future.
The rate of return used to discount future cash flows.
Present Value (PV)
What the future sum is worth today
$54,963
Future Value (FV)
Nominal un-discounted sum
$100,000
Total Discount
45.0% of total value
$45,037
Sensitivity: PV at Different Discount Rates
* Higher discount rates erode the present value of future cash flows.
Time Value of Money (TVM)
The Time Value of Money principle states that a dollar today is worth more than a dollar in the future. This is because money available now can be invested to earn a return (interest). Discounting is the process of stripping away interest to find what a future amount is worth in today's purchasing power.
Net Present Value (NPV) Cash Flow Tool
Analyze projects by discounting a series of custom cash flows. A positive NPV indicates a viable project.
Project Cash Flows (Years 1 - 5)
Net Present Value (NPV)
$9,891
Advertisement
Save Your Results
Get a personalized PDF report of your present value calculator results sent to your email — free.
Advertisement
Advertisement