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Terms of Use

Last Updated: January 9, 2026

Welcome to our website. These Terms of Use ("Terms") govern your access to and use of the website operated by Baobab Economics Productions — a subsidiary of T-QUATRO LLC ("Baobab Economics," "we," "us," or "our").

By accessing or using our website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our website.

1. Intellectual Property Rights

The content, layout, design, data, databases, and graphics on this website are protected by United States and other international intellectual property laws and are owned by Baobab Economics Productions or its licensors. Unless expressly permitted in writing, you may not modify, copy, reproduce, republish, upload, post, transmit, or distribute in any way any material from this site including code and software.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Baobab Economics's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on Baobab Economics's website;
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or "mirror" the materials on any other server.

3. User Conduct

You agree not to use the website for any purpose that is unlawful or prohibited by these Terms. You agree not to attempt to gain unauthorized access to any part of the website, other accounts, computer systems, or networks connected to the website through hacking, password mining, or any other means.

4. Disclaimer

The materials on Baobab Economics's website are provided on an 'as is' basis. Baobab Economics makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Please see our full Disclaimer for specifics regarding financial information.

5. Limitations of Liability

In no event shall Baobab Economics Productions, T-QUATRO LLC, or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if we have been notified orally or in writing of the possibility of such damage.

6. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States and the State of implementation, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

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